Terms of Use
Last updated: March 2026
Acceptance of Terms
By accessing and using CalcVault (calcvault.com), you agree to these terms. If you do not agree, please do not use the site.
Nature of the Service
CalcVault provides free online financial calculators for informational and educational purposes only. All calculations are estimates based on the inputs you provide and standard financial formulas.
Not Financial Advice
CalcVault does not provide financial, tax, legal, or investment advice. Our calculators produce estimates that may not reflect your actual financial situation. Tax rates, rules, and regulations change frequently. Always consult a qualified professional before making financial decisions based on calculator results.
Accuracy & Limitations
While we strive for accuracy, we make no warranty that calculator results are correct, complete, or current. Calculations may use simplified models that do not account for every variable in your situation. You use the calculators at your own risk.
Privacy
All financial data you enter into our calculators is processed entirely in your browser and is never transmitted to our servers. See our Privacy Policy for details on cookies and analytics.
Intellectual Property
All content on CalcVault, including text, design, and code, is owned by CalcVault and protected by copyright. You may use the calculators for personal, non-commercial purposes.
Third-Party Links
Our site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or availability of those sites.
Limitation of Liability
To the fullest extent permitted by law, CalcVault and its operators shall not be liable for any damages arising from your use of the site, including but not limited to financial losses based on calculator estimates.
Changes to Terms
We may update these terms at any time. Continued use of the site after changes constitutes acceptance of the updated terms.
Contact
Questions about these terms? Email us at hello@calcvault.com.